This is how you see the #Cryptocurrencies if you just look at them as something to simply replace fiat money. My friend, it is about to decentralize the world of hierarchy and centralization which caused humanity 2 Big World wars and billions of killings still going on. It seems you are happy with centralized fiat money which is created out of thin air by banks based on a HUGE BIG SHIT OF DEBT. Just change your paradigm.